A whole year (plus!!) ago, my fathers house flooded due to a water main break. They lost the entire contents of their basement - which as thats where they lived ( granny lives upstairs in dads house) was everything they owned.
Books, pictures furniture, computers, the water came in at such a force that it gouged actual holes in the cement basement floors!
Now, I don't know how it is with other places, but here, if we do NOT have insurance on our home, we do not have a mortgage, our hose will be taken back from us by the bank. And, we have good coverage, not awesome, but certainly adequate, at a very nice rate. Under four hundred dollars a year.
So. Dad and MM had insurance, and all of the things they lost were covered (except pictures *sob*) (which is why periodically I copy all my pictures to CD and stick them int he safety deposit box) But, trying to remember each and every thing they had was really hard on them.
Anyway. In a worst case scenario, a flood or fire or etc, would it be a good plan for me to go and make a photobucket account or flicker or something - can either of those be made absolutely private? Thats important, I would want the account to be viewable ONLY by me.
So would it be a good plan to take and make an account somewhere and room by room, drawer by drawer, closet by closet, itemize everything we own, so that in case of something we can prove to our home insurance people that this is what we lost and this is what we need to replace?
And, for electronics, would I need to take care to photograph serial numbers and whatnots or is a picture good enough?